Available on iOS Built for tipped workers iOS App Store

Turn unpredictable tips into financial security.

Log tips in seconds. See your real income. Know what's safe to spend — with a Money Coach that uses your actual budget numbers, not guesses.

Server taking an order at a restaurant
Premium plans Unlock every feature
<10 sec Log a shift's tips
Money Coach Instant safe-to-spend answers
Live on iOS Download on the App Store

Variable income is chaotic.

You don't know what your actual cash flow is.

Your paycheck changes week to week.

Saving and planning feels impossible.

TendLife fixes that.

Three steps. Total clarity.

1

Log your shift

Open the app after your shift and enter cash tips, card tips, and any tipout. Takes under 10 seconds.

2

See your real income

Instantly see what you made today, this week, and this month — including every dollar you actually took home.

3

Hit your goals

Set savings goals for rent, an emergency fund, or a vacation. TendLife automatically tracks your progress as you earn.

Built for your reality.

The first financial assistant designed for hospitality workers — with personalized strategy, automated insights, and real progress tracking.

Track Every Dollar

Log tips and payouts in seconds. Reconcile expected vs. actual income — spot discrepancies and keep a clearer financial picture.

Personalized strategy & insights

Automated insights from your spending and income patterns. Smart recommendations for saving and investing.

Goals & progress tracking

Built-in goal setting and progress tracking. Plan for rent, emergency fund, or a vacation — TendLife tracks progress as you earn.

New in the app

Money Coach that knows your numbers.

Ask "What's my safe to spend?" and get an instant answer from your real budget — income minus bills, spending, and savings. No waiting, no made-up math.

  • Instant answers for safe-to-spend, bills, and income
  • One-tap actions to log income or add a bill
  • Smarter AI when you need deeper guidance

Built for servers, bartenders, and tipped workers.

Restaurant server

Servers

Track cash tips, card tips, and tipouts from every single shift

Bartender

Bartenders

From dive bars to fine dining—finally see what those doubles are worth

Restaurant team and dining

Hosts, Bussers & Barbacks

Tipouts add up—track them and watch your savings grow

Frequently asked questions

Everything you need to know about TendLife.

What can I track in TendLife right now?

You can log cash tips, card tips, tipouts, and hourly wages after each shift. TendLife then shows your totals by day, week, and month in one place.

Does TendLife help with bills and savings?

Yes. You can set up bills with reminders and create savings goals, then track progress as your income comes in so planning feels less stressful.

Do you connect to my bank account?

Yes — bank sync is optional with a premium plan. TendLife uses Quiltt to securely connect your accounts so it can track spending and surface insights automatically.

How does TendLife help with tip and income accuracy?

TendLife helps you reconcile expected vs. actual income by tracking tips and mixed income (cash and direct deposit). For non-cash gigs, if your logged tips over a pay period are significantly different from your paycheck, the app can flag it so you can follow up. Individual shifts usually aren't itemized on pay stubs, so having your own log gives you a clearer financial picture and a way to spot potential wage issues.

Is there an AI feature in the app?

Yes. Money Coach uses your real budget data for instant answers on safe-to-spend, bills, and income. For deeper questions, it connects to AI with your actual numbers — so it never has to guess.

How do I get access and what does it cost?

Download on the App Store and choose a plan that fits you. Start tracking tips, bills, and savings today.

Need more help?

We're here for you. Reach out anytime.

Contact support