We’re here to help.

TendLife is a free iOS personal finance app for tipped and variable-income workers. Track tips and wages, manage bills, see safe-to-spend, plan your week, chat with an AI Money Coach, and optionally sync bank accounts.

Learn more on our marketing page or at tendlife.ai.

Everything is free right now, including bank sync — no card. Premium isn’t live yet. When it lands it will be $6/month with a 7-day trial you can cancel anytime. Full breakdown on the pricing page.

Servers, bartenders, barbacks, hosts, delivery drivers, gig workers, and anyone whose income changes week to week. If your paycheck doesn’t reflect your real take-home pay, TendLife is built for you.

On the login screen, tap Forgot password and follow the email reset link. Use the same email address you signed up with.

Still stuck? Email support@tendlife.co from your account email.

In TendLife: Settings → Danger Zone → Delete Account, then confirm. Deletion is permanent and removes your data from our systems.

Yes. Email support@tendlife.co from your account address and request a data export. See our Privacy Policy for details.

You can log cash tips, card tips, tipouts, hourly wages, and other income after each shift. TendLife shows totals by day, week, and month.

You can also add bills with due dates, set a work week and planned shifts on Plan, and see a daily safe-to-spend number based on logged income, bank deposits, and upcoming bills.

Safe-to-spend is a daily number through payday. It uses cash tips you log plus money that hit a connected bank, minus bills coming due. Cash that never hits the bank still counts when you log it. A paycheck you logged that also appears as a deposit is counted once.

No. Incoming deposits are treated as income so they show up in Money in instead of Uncategorized. If a deposit is really a transfer between your own accounts, open it on Budget and mark it as a transfer.

That’s common. Pay stubs often don’t itemize every shift’s tips. TendLife helps you keep your own record. If you think there’s a wage or tip reporting issue, use your log to follow up with your employer or a qualified professional.

No. Bank sync is optional. You can use income logging, bills, goals, safe-to-spend, Plan, and the Money Coach without linking an account.

TendLife uses Quiltt. You sign in to your bank through Quiltt’s secure OAuth flow — TendLife never sees or stores your bank username or password.

Connections are read-only. TendLife cannot move money, make payments, or change your accounts.

To connect: open Budget or Settings → Connect → complete OAuth in the browser, then return to the app.

Try a stable connection, complete the full OAuth flow, and wait to be returned to TendLife. Check that Quiltt supports your bank. Disconnect and reconnect from Budget or Settings.

If it still fails, email support@tendlife.co with your bank name (not your login credentials).

The Coach tab answers questions from your real numbers. You can log income from the chat without leaving Coach. It is educational guidance, not financial advice.

No. The Coach is not financial, tax, legal, or investment advice. A disclaimer appears in the chat. For those decisions, consult a qualified professional.

A newer version is required. Tap Update to open the App Store (or TestFlight, if that’s how you installed). If Update does nothing, search TendLife on the App Store, or email support@tendlife.co.

We use your data only to operate and improve TendLife. We do not sell it or use it for advertising. Third parties include Firebase, Quiltt (optional bank data), and Anthropic (Coach messages). Read the Privacy Policy.

Force-quit and reopen, and make sure you’re on the latest version from the App Store. If it still looks off, email support@tendlife.co with your account email, iPhone model, iOS version, what you expected vs. what you saw, and screenshots if you have them.

Use the demo credentials in App Store Connect. Sign-in is required. You may skip bank linking and still use core features with sample data. Account deletion: Settings → Danger Zone → Delete Account. Please do not delete the demo account during review.