Track real income
Log cash tips, card tips, tipouts, hourly wages, and side gigs in seconds. See daily, weekly, and monthly totals in one place.
Everything you need in one app
Available on the App Store. Premium subscription unlocks bank sync, AI Money Coach, and unlimited goals.
Bills & reminders
Add bills with due dates and reminders so rent, utilities, and subscriptions never slip through the cracks.
Safe to spend
A daily spending number based on your real income and upcoming bills — not a generic budget template that ignores tip life.
Savings goals
Set unlimited goals for rent, an emergency fund, or a vacation. Watch progress update automatically as you log income.
AI Money Coach
Ask questions about spending habits and goals. Educational guidance to help you understand your money — available in the Coach tab.
Optional bank sync
Securely link accounts via Quiltt (read-only OAuth). Sync transactions and balances — or skip it and use TendLife with manual entry only.
How it works
Three steps. Total clarity after every shift.
1
Log your shift
Open the app after work and enter cash tips, card tips, wages, and tipouts. Takes under 10 seconds.
2
See your real income
Instantly see what you made today, this week, and this month — every dollar you actually took home.
3
Plan with confidence
Use safe-to-spend, bill reminders, and savings goals so slow weeks don’t catch you off guard.
Built for your reality
Generic budgeting apps assume a steady paycheck. TendLife doesn’t.
Servers
Bartenders
Barbacks & bussers
Hosts
Delivery drivers
Gig workers
Variable-income jobs
Income accuracy
Your own log when pay stubs don’t show the full picture.
TendLife helps you reconcile expected vs. actual income. If your logged tips over a pay period look very different from your paycheck, the app can flag it so you can follow up. Individual shifts usually aren’t itemized on stubs — having your own record gives you clarity and a way to spot potential wage issues.
About the AI Money Coach: The Coach provides general educational information only. It is not financial, tax, legal, or investment advice. A disclaimer appears in the app. Always consult a qualified professional for decisions specific to your situation.